14 †† CIBC Pace It™ installment payment plans allow primary cardholders to convert reserved eligible card transactions into monthly payments (including interest) for a certain period of time. If you create a payment plan in instalments, you have the option to choose the payment period (in months) with a corresponding annual interest rate. A one-time instalment payment fee of 1.50% of the purchase amount is levied. Once you have accepted the terms and conditions of the instalment payment plan and established the payment plan via CIBC Online or Mobile Banking, you can cancel it at any time, but not change it. CIBC Pace It™ instalment payment plans are only available: (a) on reputable accounts; (b) for certain types of eligible cards and justified transactions; and (c) for non-Quebecers. 5 Aeroplan points are collected for card purchases less returns and not for cash advances, interest, fees, balance transfers, payments or convenience checks. Collect a bonus of 1.5 Aeroplan points for purchases (less fees and/or less return) at dealerships, which are classified in the Visa network as grocery stores or gas stations/automated gas dispensers or for purchases (less and/or less) in the amount of $1.00 directly from Air Canada for products and services concluded online under aircanada.com Open in a new window, personally at an Air Canada customer service counter at the airport or on board an Air Canada flight and Air Canada Vacations packages. Excluded from the bonus rate are car rentals, hotel reservations and other third-party products and services on aircanada.com Opens in New Window. The Aeroplan Bonus Points offer is only available on your account for the first net annual card purchases of $80,000 USD (i.e. all card purchases of all cardholders from any type of merchant); Then, Aeroplan points are collected at the normal rate for net card purchases….